Where Have All the Lenders Gone?

John Ellsworth lays out clear and concise strategies you need to know for successfully navigating the waters of today’s lending environment.

$11.95

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Beginning Feed Inventory (for completing 2023 YTD CF’s, this would be 12/31/22 Inventory).
Ending Feed Inventory (for whatever YTD period you are calculating e.g., 8/31 or 12/31/23).
Average # of Milk Cows for the YTD time period that you are measuring.
Average # of Dry Cows for the YTD time period that you are measuring.
Your Dairy’s YTD Profit & Loss Statement from QuickBooks or another program (I’d suggest you use the Accrual Format, or, at least, take out “old bills” that were from prior years).
YTD Pounds of Milk that were shipped to your Creamery.
Loan Statements for Balances, Monthly Payments, Interest Rates, etc. (Herd, Feed, Real Estate & Equipment Loans)
A recent DHIA Herd Summary or similar report for items such as Cull Rate, # Dead Cows, etc.