Tag Archive for: Future

Was This the Perfect Storm?

Let’s consider the possibilities. If you are a dairy producer or almond grower (and they are not the only ones facing greater financial pressures…), you have been faced with lower prices this year. At the same time, your costs of operation have grown substantially, particularly in the areas of Labor, Fuel, Fertilizer, Feed and most other operating expenses.

Did I mention the higher cost of interest? In its efforts to stave off inflation, most of which was created by political geniuses spending money like a drunken sailor these past several years, the Federal Reserve Board has raised interest rates 5.50%, creating a lot of pressure on producers with any debt. What can we do?

One option is to worry, but I’ve never seen a case where that really helped. Mark Twain described worry as “paying interest on a debt you never owed…”

Another potential approach is to just complain, but no one really wants to hear that. As former President Teddy Roosevelt suggested, “Complaining about a problem without providing a solution is called whining.” What else is available to us?

Why not “Take Action?” Be cognizant of the previously mentioned challenges and then take steps to offset them.

Decide which variable you want to tackle first. Define the outcome you want as clearly as possible. Set a date for its achievement.

Recognize that there will, indeed, be obstacles for you to overcome. Yes, there are always plenty of them. Next, based upon what you currently know (and we never have complete information), decide what steps you can take. Discuss it with your Team and determine who will lead the project & its required steps. Finally, set your Action Plan, based upon the outcome you want and move forward.

Here’s a recent case I experienced with a client. He needed additional funds to buy more cows & fill a new free stall barn. Even though his Loan to Value % (LTV), after borrowing for the new cows, would only be 60% or less, his bank did not want to provide the necessary funds. Our solution? He offered an additional 20-acre parcel as collateral, and they provided him with a 20-year Real Estate Loan. Now, the LTV % on the cows was around 40% (which provided us with future borrowing capacity, if needed). The bank was happy because of the lower LTV % on the herd loan, and they had more collateral. The Client was pleased because he could add the needed cows, and his Cash Flow was improved due to the extra milk sales & a 20-year amortization on the RE loan vs. 7 years on a cow loan. Problem solved.

If you run a dairy of any size, I have recently introduced a system to allow you to measure your dairy operation’s cash flow results. I call it the Success Strategies AdvantageTM, and it is designed to create a budget for your dairy operation, using numbers for your region of the country, measure your actual results against this, and provide you with crucial Break-Even numbers. Check it out at www.success-strategies.com today.

Let’s take your business to the Next Level!

Are You Paying Attention?

In a recent article by Joshua Becker entitled “Controlling Your Attention: The Most Important Skill of the 21st Century and How to Do It,” he points out that we are all constantly being distracted by both big and small items.

However, he explains that our attention is “the driving force that shapes our lives. It is what creates wisdom from our past experiences and helps us to make the most out of the skills we’ve developed, the education we’ve experienced, and the talents we’ve accumulated. It is our attention that puts these assets to work, allowing us to make the most of our potential.”

Controlling our attention sounds simple, doesn’t it? Not really. Many of us, myself included, are thinking about work tasks when we are with our family and then worrying about family matters when we are busy at work. Here is what Joshua Becker suggests:

First, “Simplify Your Environment.” Remove the clutter around you, and I’d suggest – focus only on the Top Three Tasks you want to achieve each day. You may also complete some smaller added tasks, but make those Top 3 your primary focus.

Second, he suggests “Practice Mindfulness.” Clear out the distractions. As martial arts expert Bruce Lee said, “Bring the mind into sharp focus and make it alert so that it can immediately intuit truth, which is everywhere. The mind must be emancipated from old habits, prejudices, restrictive thought processes and even ordinary thought itself.”

Next, “Notice When Distractions Are Getting Your Attention.” If this happens, it is crucial that we refocus and get back on track.

Fourth, “Understand Both Big and Small Distractions.” Both can impact our focus. Small ones might be online distractions such as Facebook or unimportant emails. Bigger ones might be constantly worrying about items that most likely won’t even happen. Mark Twain described this as “Paying interest on a debt you never owed.”

Fifth, “Prioritize Time.” In other words, determine or set your intention for the day. If you don’t do this every day, you can potentially be trapped in someone else’s agenda…

“Set Clear Goals.” He points out that “Clear goals channel our attention.” And, I might add, they help us to fulfill our real destiny in business and in life.

Finally, “Take Regular Breaks.” It’s not a competition, and as the author explains, “Rest is different than distraction – especially when we are intentional about it. Rest is not the enemy of productivity. It is a requirement for it.”

He goes on to say, “Controlling your attention may be the greatest skill of the 21st Century. And that’s good news. Because anyone can do it.”

I contend that Focus is the key to all Success & Fulfillment! Be on the watch for our upcoming Next Level Thinking™ workshops.  

Let’s take your business to the Next Level!

Are You Suffering from Fear?

As we look around our society today and review our economy, with its rising interest rates and higher inflation, a lot of people are caught in a trap – one known as FEAR. Actually, it is an acronym for – False Expectations Appearing Real!

I’m sure you can relate, whether it’s the potential threat of your business partner wanting to be bought out during these challenging economic times, your vendors putting extra pressure on you to stay current or your banker commenting that his or her auditors are really scrutinizing their bank advance rates on lines of credit…

We probably all tend to overreact to these types of thoughts or comments, but I believe Author Marilyn Ferguson summed it up best when she stated:

“Ultimately we know deeply that the other side of every fear is freedom.”

So, what can we do when we run into fear? Realize, as my Business Coach Dan Sullivan, co-founder of the Strategic Coach organization, stated, “Obstacles are the raw material for your success.” Instead of running from these items that you fear, do the following:

First, Set Your Objective. Then, define your Why, the reason you absolutely must achieve this goal. Once you know your Why, as I’ve said previously, your How becomes much easier to identify. You can then list all the obstacles and determine ways to overcome them. This process will keep you moving forward toward your ultimate objective.

Please allow me to provide you with my own business start-up as an example. I didn’t make this change just for more money. That was simply one of the rewards for doing a good job with Clients.

I started by asking myself the question, “How can I do this?” Asking that question made the process more difficult. However, when I started focusing on my Why, positive things started to happen. I started by asking Why, and then realized that I wanted to run my own business. I was fatigued with the demands of Corporate America, and realized that if I didn’t start to set my own course, I’d be stranded on someone else’s agenda. I wanted the freedom to travel with my Family.

When I actually identified my Why, positive things started to happen. I landed Clients, found plenty of long, enjoyable work hours (which never hurt anyone), and discovered plenty of new opportunities to consult, speak and write about. Did I have any fears at the beginning? Of course, I did, but overcoming them by realizing that those fears, while possible, didn’t necessarily have to happen.

By identifying my Why, those fears got lost in the “rear view mirror,” and you can do the same exact thing with your fears, too!

Can I assist you with this process? Be on the watch for some upcoming Next Level Thinking™ workshops in the Fall.

Let’s take your business to the Next Level!

What Keeps You Awake at Night?

These are tough times. Our economy is scary in some sectors and best characterized as shaky for a lot of people. However, please let me share some good news with you. The key is to focus on Success, not Failure!

The primary reason for this is that if we spend all our time focusing on failure, we can become fearful. Fear is like a weed. It grows without any help and can pop up unannounced, often catching us off guard. However, faith in a better outcome must be sown. How do you do that?

I’m glad you asked. Faith can be sown by focusing on your goal. I call it a “six-inch challenge.” That is because 6 inches is the approximate distance from our left ear to our right ear. Our mind is in that same 6 inches. In other words, whatever you fill your mind with, that will be where your focus remains. The real problem with this approach is that it can get you “down,” and then you never get to the steps necessary to break free from your current challenges.

My suggestion is, despite the current economic challenges, decide What you want to achieve (i.e., “The Goal”) and then be specific about Why you want it. At this point, do not worry How you will achieve the objective. The reason for this is that if your Why is strong enough, the How becomes much easier.

Once we’ve identified Why you want to reach a goal, we can outline the How as follows:

  • Decide what you want & why you want to attain that goal, i.e., what level can be achieved?
  • Define it clearly in your mind, e.g., $300,000 Net Income.
  • Clearly outline Why you want to hit this target. Remember, your Why is far more important than your How.
  • Next, we start laying out the How. What steps do you need to take to reach your objective? What do you need to change? Let’s also identify the potential hurdles you will have to overcome.
  • Start laying out the steps you must pursue to overcome these challenges.
  • Start implementing these steps, realizing that some factors will change as you proceed forward. This can create new obstacles or, on a more positive note, it may eliminate some other ones.
  • As I’ve said many times before, track your results because if you measure something, you can understand it. If you understand it, you can control it. And if you can control something, you can most definitely improve it. That, my friends, is what success is all about!

As Napoleon Hill stated, “The world has the habit of making room for the man whose words and actions show that he knows where he is going.”

Can I assist you with this process? If so, please let me know and be on the watch for some upcoming Next Level Thinking™ workshops to help you with this process.

Let’s take your business to the Next Level!

Are You Part of the New Cancel Culture?

During the past six months, I have noticed a new trend in the way people try to overcome the challenges they are facing in their businesses. They cancel previously scheduled meetings with their Nutritionist, CPA, Attorney or other Advisors. I think it can best be described as “ignoring the problem, hoping it will go away.” If you ever observe this scenario with a neighbor or your brother-in-law (assuming it never happens at your operation), here are a couple suggestions about how to overcome it.

Suggestion #1 – The challenges you face are not likely to go away if you ignore them. In fact, they could compound and become even more challenging.

Suggestion #2 – Cancelling one of these sessions, especially at the last minute, can throw your professional’s schedule off. My biggest concern is that if you urgently need them later, will they be in a position to step in, particularly on short notice? Will they even be motivated to do so?

As I suggested in my last blog, let’s focus instead on the Solutions, not just the problems. Along that same line, we should always remain open to meet, to learn, to develop new objectives and adjust our course as needed, because no one is immune to items changing.

This is all part of what I call “Working on the Business, Not Just in the Business!” It will lead us to complete the following tasks:

  • Answer the question of “What will your business look like in 10 years?”
  • Will you personally be fulfilling the same role or doing different tasks?
  • Who will your competitors be in the future? Sound silly? Consider the impact that products such as Almond Milk or Oat Milk may be having on dairy supplies. Will it become even greater in its future impact?
  • What obstacles do you see in the short term or over longer time periods? What’s the impact of higher inflation, rising interest rates, or increased industry regulations?
  • Keeping these factors in mind, have you begun developing a roadmap for overcoming these hurdles?
  • Are you pursuing your objectives or those of your banker, your industry or someone else? These are all key points to consider.

Can I assist you with this same process? If so, be on the watch for some upcoming Next Level Thinking™ workshops.

Let’s take your business to the Next Level!

What Just Happened?

The realization is now – Written by Marketing Expert Seth Godin

*** I wanted to share a copy of Seth’s article with you, simply because I believe it has a fantastic message, one that could serve as a sound directive to get our country and hopefully keep your business on track in so many ways. This was actually written five to six years ago. I hope you enjoy his thoughts, which fit almost every industry (The italicized items are my comments.):

“New polling out this week shows that Americans are frustrated with the world and pessimistic about the future. They’re losing patience with the economy, with their prospects, with their leaders (of both parties).

What’s actually happening is this: we’re realizing that the industrial revolution is fading. The 80 year long run that brought ever-increasing productivity (and along with it, well-paying jobs for an ever-expanding middle class) is ending.

It’s one thing to read about the changes the internet brought, it’s another to experience them. People who thought they had a valuable skill or degree have discovered that being an anonymous middleman doesn’t guarantee job security. Individuals who were trained to comply and follow instructions have discovered that the deal is over… and it isn’t their fault, because they’ve always done what they were told.

This isn’t fair of course. It’s not fair to train for years, to pay your dues, to invest in a house or a career and then suddenly see it fade.

For a while, politicians and organizations promised that things would get back to normal. (Remember, this was written 5-6 years ago, not during our recent pandemic… It’s fitting today, though, isn’t it?) Those promises aren’t enough, though, and it’s clear to many that this might be the new normal. In fact, it is the new normal.

I regularly hear from people who say, “enough with this conceptual stuff, tell me how to get my factory moving, my day job replaced, my consistent paycheck restored…” There’s an idea that somehow, if we just do things with more effort or skill, we can go back to the Brady Bunch and mass markets and mediocre products that pay off for years. It’s not an idea, though, it’s a myth.

Some people insist that if we focus on “business fundamentals” and get “back to basics,” all will return. Not so. The promise that you can get paid really well to do precisely what your boss (…or government leaders claim) instructs you to do is now a dream, no longer a reality.

It takes a long time for a generation to come around to significant revolutionary change. The newspaper business, the steel business, law firms, the car business, the record business, even computers… one by one, our industries are being turned upside down, and so quickly that it requires us to change faster than we’d like.

It’s unpleasant, it’s not fair, but it’s all we’ve got. The sooner we realize that the world has changed, the sooner we can accept it and make something of what we’ve got. Whining isn’t a scalable solution.”

I urge you to please join me in making the changes we need to in order to succeed and prosper! Next month, I’ll start my focus on the benefits of “Upstream” thinking from Author Dan Heath. Stay tuned. If I can assist you in any way prior to that, please reach out at john@success-strategies.com or at 209-988-8960.

The Search for Meaning – What Does That Really Mean?

I wanted to take this opportunity to revisit a story that I had written in a previous blog almost three years ago. In spite of the difficulty we have faced with our economy at times during the past ten years, we certainly have a lot to be thankful for. Frankly, I couldn’t think of a better way to remind ourselves of this than to look at the story of Victor Frankl once again. I hope you can relate.

Throughout the crazy events sometimes surrounding us, it’s often difficult to find meaning – in effect, to make sense of things that are occurring every day. Victor Frankl was a survivor of the Auschwitz Concentration Camp in Nazi Germany. Many entered Auschwitz; few survived. Victor Frankl in his book entitled Man’s Search for Meaning explained that the key to survival was that people needed to do six things. There may be some sound guidance for us here, too.

First, he said, “Realize that the game of life has changed.” Isn’t that applicable today in all industries? As Frankl stated, the old game is over, a new game has begun. That’s true for you and me, too. We’ve got to operate under a new set of assumptions because the old game is over. Be prepared & remain open to change – it’s coming faster than ever!

Second, every day, you must find something beautiful. For Victor Frankl, from his cell, he could see a mountain range. For us, maybe it’s a sunset.


Third, every day, you must find something humorous, something funny. For Frankl, it may have been the way one of the guards walked. As you face the stress of working through any difficult situation, find some humor each day. Trust me. We all need some.


Fourth, every day, you must find something to be grateful for. Instead of focusing on what we’ve lost or what you don’t have, try to focus on what you do have; something you are grateful for!


Fifth, every day, you must find some way to be useful. For Victor Frankl, it was helping other prisoners in the concentration camp by listening to them. What will it be for you? How can you be useful to someone else or to your industry today?


Finally, every day, you must find something to help you prepare for the future – a big goal, for example.  We all need a bigger goal beyond this current experience. For Frankl, what kept him going was his goal to write his book: Man’s Search for Meaning.

As Dan Sullivan, founder of The Strategic Coach organization says, “All progress starts by telling the truth.” So, remember, as Victor Frankl stated, realize the game has definitely changed. We’re in a new experience. The sooner we realize this, the sooner we’ll be able to reach new objectives. Also, don’t forget the other five steps to success:

Every day, find something:

  • Beautiful
  • Humorous
  • Something to be grateful for
  • Some way to be useful to others
  • A reason to prepare for the future – A Goal!

Try this today. It works far better than complaining, especially on items over which we have no control… As Teddy Roosevelt said:

“Complaining about a problem without proposing a solution is called whining!”